AGUSTINAR. Optimalisasi Penyaluran Zakat Online Melalui Aplikasi BSI Mobile: Studi Pemahaman dan Persepsi Masyarakat . El-Wasathy: Journal of Islamic Studies , [S. l.], v. 1, n. 2, p. 136–154, 2023. DOI: 10.61693/elwasathy.vol12.2023.136-154. Disponível em: https://journal.webammi.org/index.php/JEW/article/view/37. Acesso em: 16 agu. 2026.